Terms of service
  • Before you sign up to take part in our program, please, use the information provided in this section.
  • Thus, you will have a possibility to learn the information about how the interaction between our company and clients is carried out.
  • Part of the section is devoted to the rights and obligations of the parties, as far as the order of their execution and compliance.
  • We strongly recommend installing additional protection, proposed by server, after registration to ensure the secure access to your personal account and to prevent the use of your personal data by the cybercriminals and the third parties.
  • Terms of Service (hereinafter “The Agreement") is agreed between the Company PEOPLE ALLOCATE ONE CARD INTERNATIONAL GROUP CO. LIMITED (hereinafter “The Company” and other synonyms, which can be interpreted as "PAOcard"), which provides access to the resource paocard.com (hereinafter “The Site") and its services, and the participant of the program (hereinafter “The Member” and other synonyms, which can be interpreted as “The participant of PAOcard Company program").
  • The section concerns obligations imposed on the Company and the Participant (hereinafter “The Parties” and other synonyms, which can be interpreted as “The Participant and the Company” in the contexts of this Agreement) and informs the Participant about them.
  • Compliance with this Agreement is obligatory and absolutely necessary for cooperation of the Parties.
  • 1. General Conditions

  • 1.1. The investment program of PAOcard consists of any individuals, including the non-resident of Hong Kong, who has come in the age of majority. The participant should be legal in his country of residence in accordance with the program’s conditions and is not discordant with the provision of the international legislation.
  • 1.2. Registration of the Participant on the Company’s web site and the further cooperation is impossible without approval of the Participant and the Participant should be versed in this field.
  • 1.3. The of Participant’s registration in the Company’s Site system is a demonstration of full awareness and compliance with all the conditions of this Agreement. The Participant is ready to comply the specified obligations and gets all the rights guaranteed by this Agreement.
  • 1.4. The intellectual property rights cover all text, graphic, audio-video and published materials of the Site as well as its design.
  • 1.5. All information and materials posted on the Site carry out the recommendatory character only.
  • Accountability for the consequences of their use lies exclusively on the Participant.
  • 1.6. In case of contrsdictions between the Parties, these disputes will be settled exclusively by negotiations between the Parties until the settlement of a dispute.
  • 2. Rights, responsibilities and obligations of the Participant

  • 2.1. Using registration form of the program, Participant fills a special form on the Site, indicating currently central and right information, which will be used limited to further process of essential system operations.
  • 2.2. The Participant has an opportunity to pass the registrationon the Site with only one idiographic account. The synonymity of the account is provided by an individual combination of nickname and password, thought over by the Participant, as well as of his e-mail and IP-addresses. The Participant is strongly encouraged to use complex combinations of letters, symbols and numbers as passwords, this will allow averting access of any third parties to his account.
  • 2.3. The Participant can make financial deposit in the program of the Company solely on his own discretion and voluntarily. The entire responsibility for the consequences of these actions lies on the Participant.
  • 2.4. The Participant has a right to attract others to cooperation, regardless the degree of relationship and business relations with them. The Participant has to use only legal methods for this. The participant is allowed to attract new members of the program using known digital means and various marketing methods, including electronic, if such actions do not contain in their composition the signs of spam, phishing, flooding, do not harm the attracted persona and are not forbidden by the laws of the state, the citizen of which the Participant is and do not contradict the clauses of this Agreement.
  • 2.5. The Participant undertakes to provide only truthful information about the investment program and the Company to the third parties and other participants of the program. The Participant undertakes not to us, any statements which tarnish the reputation of the Company in oral communication with the third parties and in the media.
  • 2.6. The Participant undertakes not to use the contacts of the Company for the purposes that are not related to the program. Namely, to send to the contact addresses of the Company any promotions, data about any other similar projects and organizations, carry out private communication with employees of the Company in order to clarify the issues, which are not related to the Company’s activities, the program or investment process.
  • 2.7. Participants of the program are strongly recommended to take care of their private data, authorization information, as well as to ensure their means of communication (computer device) with the protection against viruses and other malware in order to protect the investment funds and personal information, as well as to prevent unauthorized access to them. The use only of licensed anti-virus software and firewalls is recommended.
  • 2.8. In case the Participant finds an attempt or the fact of unauthorized access to his account or electronic means of communication, the Participant undertakes to inform the Company’s support service immediately. The Participant has a right to contact the support service and get necessary information in case of any difficult situation relating to the program, his account or the Company’s Site.
  • 2.9. The Participant agrees that in case of breach of any provision of this Agreement, the Company reserves the right to unilaterally apply in relation to the Participant all the relevant measures to restrain the violations, provided separately for each individual case.
  • 3. Rights, obligations and duties of the Company

  • 3.1. The Company provides each Participant with the right to choose an individual user name (nickname), which will be linked to the Participant’s account in the system of investment program. The Company ensures the round the clock uninterrupted access to his account, from the moment of concluding of this Agreement.
  • 3.2. The Company ensures the confidentiality of Participant’s information and all financial operations, stored in the Participant’s account. Confidential data of the Participant cannot be transferred to the third parties under any circumstances. If the Participant didn’t ensure adequate protection of his data, account or voluntarily provided any information about it to the third parties, the Company is not responsible for the consequences.
  • 3.3. The Company guarantees and ensures the accrual of profits in the automatic mode to each Participant in all directions. Accrual is carried out according to the investment proposals and policies of the Program, if the Participant strictly observes all the provisions of this Agreement.
  • 3.4. The Company has the right to send informative notifications to the Participant’s e-mail, as well as the requests for provision of confirming information, news blocks, announcements and other information on the Company’s discretion.
  • 3.5. The Company is empowered to modify or amend this Agreement on a unilateral basis. The Company undertakes to inform the Participant about the prearranged changes and the date of their carrying into effect, by posting corresponding informational material on the Site or via e-mail, specified by the Participant during registration. In case the Participant voluntarily didn’t read the messages directed to him about the modifications, or if this messages were ignored by the Participant, the responsibility for the consequences fully lies on the shoulders of the Participant.
  • 3.6. The Company has is empowered to close the Participant’s access to his account in the following cases:
  • а) in case the Participant uses foul language in the dialogue with the Company’s representatives;
  • b) in case the Participant allows himself to give untruthful evidences about the program, the Company and the other participants of the program aimed at damaging their reputation on online communicational platforms;
  • c) in case the Participant sends e-mails and other messages using spam technologies;
  • d) in case the Participant has more than one registered account on the Site;
  • e) in case the Participant is trying to harm the Site or degrade its performance with the help of viruses, malware and corresponding equipment;
  • f) in case the Company confirms the fact of illegal financial actions of the participant. For example, aimed at creation of fraud schemes, tax-dodging, white washing.
  • 4. Payment pattern

  • 4.1. The Company accrues the Participant’s profit on the basis of the agreed with him provisions of investment proposals. Charging is carried out automatically every day. The start of charging coincides with activation of the deposit.
  • 4.2. Participant’s profit is charged by the Company to the balance of Participant’s account, registered in the system of the Site.
  • 4.3. The withdrawal of available funds is carried out automatically, provided that the necessary amount of funds are available on the balance of Participant’s account in the system account.
  • 4.4. The request for withdrawal is made by the Participant off his own bat, with the help of electronic payment systems, the means of which are tapped into the investment program of the Company and its Site. All expenses, related to the withdrawal, are laid on the system.
  • 4.5. The Participant undertakes not to postpone indefinitely any claims against the Company in the case of payment grace period, that were made not due to the fault of the Company, but due to the force majeure, technical failures of electronic payments systems or due to any other reasons, beyond the control of the Company. The participant acknowledge that these factors are beyond the competence and the sphere of responsibility of the Company.
  • 4.6. The Participant agrees that the deposit is not subject to return, as used by the Company investment program presumes 60/120 days deposit period. The Participant understands full well and accepts this fact.
  • 5. Guarantees and legal obligations of parties

  • 5.1. The Company operates in accordance with the legislation of Hong Kong and under right in international law in terms of foreign investment cooperation.
  • 5.2. The Company warrants the proper operation of the Site and the Participant’s account.
  • 5.3. In case of technical problems in the operation of Site services, the Company undertakes to restore and accelerate repaired Site services at the earliest possible date.
  • 6. Legal efficacy, procedure of making alterations and termination

  • 6.1. Agreement between the Company and the Participant is valid from the date of the Participant’s consent that is alleged by the clauses 1.1, 1.2 and 1.3 of this Agreement. The Agreement is considered to be valid for the lifetime of the Company’s program to its official termination.
  • 6.2. The Company has the right to make any modifications and changes to this Agreement one-sidedly, without any additional notification of the Participant about these modifications. The Participant agrees that he undertakes, using own resources to keep track of all changes and additions that the Company makes to the text of this Agreement, or to the information, published in any section of the Site. Information about any modifications and additions, made by the Company, can be found on the Company’s Site in the section “News”.
  • 6.3. Any actions to be undertaken on the Site of the Company by the Participant, using his account after any amendments, made by the Company, confirm that the Participant accepted the changes and agrees with them.
  • 6.4. In case the Participant violates any provision contained herein, the Company is empowered to restrict his access to the personal account and/or terminate this Agreement on a unilateral basis without any reasonable notice of the Participant.
  • 7. Concluding provisions

  • 7.1. This Agreement in the form of digital paper is at hand of all Participants of the Company on the official Site of the Company paocard.com in the sections “Terms of Service” and “Registration”.
  • 7.2. The Parties agree that this Agreement, signed by both Parties and received in electronic format, has equal validity of the original documents and cannot be argues by third parties.
  • 7.3. The Parties Agree that any cooperation between the Parties has the nature of private deals, the details and the conditions of which are not a subject to disclosure to third parties.
  • 7.4. The Parties agree that the use of phishing, flood, malware and spam technologies by the Participant leads to the complete, final and unquestioning termination of this Agreement on a unilateral basis by the Company.
  • 7.5. All the sections of the Company’s Site contain information that is automatically comported with this Agreement and shall be executed by the Parties as surely as this Agreement.
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